Muhammad Shahzad Sadiq is the Chief Commercial Officer for FMBL. He is a banking sector veteran with over 25+ years of progressive experience in different institutions, departments and in various Leadership roles. His experience covers the following key segments/functions:

• Risk Management
• Credit and Marketing
• Legal and Corporate Affairs
• Finance and Budgeting
• Project and Corporate Finance Management
• Planning and Audits

Muhammad Shahzad is a diverse and experienced professional and prior to joining the FINCA Family, he has held a number of positions including Chief Financial Officer, Chief Compliance Officer and Chief Internal Auditor to mention a few. He has worked with some of the leading commercial banks in the country and his last assignment was with Allied Bank.

Mr. Qadir brings 28 years of work experience to the table including 19 years of banking experience of working in Pakistan and Canada. He has served with Tangerine Bank in Canada which is a pioneer in Branchless Banking in North America. He has served at Bank Alfalah Limited Pakistan in various capacities for over 11 years and has also worked with Deloitte Pakistan. His last assignment was as Chief Financial Officer of U Microfinance Bank Limited. Mr. Qadir is a fellow member of Institute of Chartered Accountants of Pakistan and Institute of Cost and Management Accountants of Pakistan. He is also a member of Chartered Professional  Accountants of Ontario, Canada and holds bachelor degree from University of Karachi.

Mr. Janjua has more than 18 years of diversified experience as legal and corporate professional; managing corporate commercial, conventional/arbitration & banking, regulatory & compliance, civil and criminal litigation at law firms, as well as serving as Chief Legal & Corporate Officer and Company Secretary handling civil and criminal litigation, mediation & microfinance banking, corporate, real estate, investments, regulatory and compliance affairs including Board Committee, Board and Shareholders meetings and related issues of the Bank. He Joined the Bank in 2009 and presently serving as Chief Legal & Corporate Officer and Company Secretary. He is Law Graduate and Masters in Political Science from University of the Punjab. He is also a certified director from the Institute of Charted Accountants of Pakistan. His tenure at the Bank witnessed a successful completion of major equity injection of US based Microfinance organization, FINCA Impact Finance.

Syeda Noshina Bukhari is an experienced banker. She has over 10 years of commercial banking experience before joining the Microfinance sector in 2008. She has worked at Union Bank Limited, Askari Commercial Bank and Prime Commercial Bank before joining FINCA. She has experience in branch banking operations, trade finance and SME financing. She has also worked as a main trainer and director management trainee program at Prime Commercial Bank Limited. She has developed and implemented the Banking Operational Policies and Procedure, Internal Control Processes and played a vital role in implementation of the Banking software. Mrs. Bukhari’s has done her Masters in Public Administration from Quaid-e-Azam University, Islamabad.

Yasir is a financial services leader with global experience spanning Pakistan, Ireland and Luxembourg. Always looking for new experiences, Yasir has recently moved to Pakistan from Ireland where he was Country Head of Internal Audit at the Bank of New York Mellon (BNY Mellon) with EMEA-wide audit responsibilities for some of the businesses. He previously held the same role at Mediolanum Asset Management in Dublin, where he was also responsible for the Internal Audit function of Mediolanum Group’s fund manager arm in Luxembourg. Prior to this role, Yasir was with Ernst & Young’s (EY) audit practice in EMEIA Financial Services Office (FSO) in Dublin as well as in Lahore. Before moving to Dublin, he was part of Internal Audit at Pakistan’s largest telecom company, Pakistan Telecommunications in Lahore and of Finance at Pakistan’s largest airline, Pakistan International Airlines in Karachi. Yasir’s experience of over 15 years extends to audit, risk, control and finance domains. During his recent experience at BNY Mellon, he catalyzed outsourcing transformation and led projects in relation to risk management, governance and operations and was part of a rick culture project. In Mediolanum, he led an initiative to enhance risk and governance culture within the organization and to enhance functional quality, effectiveness and efficiency simultaneously. Yasir is fellow member of the Institute of Chartered Accountants of Pakistan and associate of the Institute of Chartered Accountants in England and Wales. Yasir also attended executive leadership programs at American Chamber of Commerce in Ireland (AmCham) and Irish Management Institute. Yasir is founder of Safer World, visioning to Make World a Safer Place by addressing cultural extremism. He also volunteered to provide finance consultancy to MCH Care Society, working for the cause of mother and child healthcare particularly in rural areas of Pakistan. When Yasir isn’t busy, he enjoys running, travelling, cricket and football. He resides in Lahore with his wife and a son.

Mr. Aleem Masood is a seasoned IT Professional. He brings with himself diversified experience of over 18+ years serving in reputable banks and software development corporates. Before joining FINCA Microfinance Bank in 2020, he worked at MCB Islamic Bank and Allied Bank in leadership roles. He has played a vital role in transforming the digital journey of the bank and initiated revamping the overall IT infrastructure. Mr. Aleem has done Masters in Information Technology from Monash University, Australia.

Sardar Hasan Raza is a seasoned human capital professional with a career spanning over 18 years, encompassing diverse industry sectors such as Banking, FMCG, Telecommunication, and Aviation. He has held pivotal roles in renowned organizations like MCB Bank, Jazz, Engro, and Gerry’s dnata, serving as Head of HR, Head of Talent Acquisition & Employer Branding, and Head of Transformation and Culture. His extensive experience also includes international assignments with multinational corporations prior to his tenure at FINCA.

Throughout his career, Hasan has played a pivotal role in shaping the strategic direction of companies after new business acquisitions. He excels in developing efficient management structures for emerging business lines, streamlining performance management processes, implementing cutting-edge learning solutions, enhancing operational and process excellence, and fostering strong industrial relations. These accomplishments have contributed significantly to the agility and rapid growth of the organizations he has been a part of.

Hasan’s educational background includes a master’s degree in Human Resource Management from the University of Surrey in Guildford, UK. His academic foundation, combined with his extensive professional experience, makes him a truly exceptional human capital expert.